S E R V I C E S

Normal Financing Scheme for Fixed Assets

Single Window Scheme(FATL & WCTL)

Composite Loan Scheme

Seed Capital Scheme from Central Govt./ SIDBI/NEF/MUM

Financing to Construction Activities

Financing to Entertainment Sector

Financing to Technology Upgradation of Central Govt./SIDBI/RTDM /TUFS/ Tannery Modernization

Financing Health Care Sector

Financing to IT Sector

Financing to Tourism Sector

Credit Link Capital Subsidy Scheme for Technical Upgradation of SSI Units

Capital Investment Subsidy Scheme for Construction/Expansion/ Modernization of Cold Storage for Horticulture Produce

Financing Assistance to Doctors Under NEF

Abhinav Protshahan Yojna

Marketing Infrastructure Scheme

Regional Offices

 

Scheme for financing to Information Technology Sector.

 

The Scheme provides the assistance to the following :-

  • Cyber Café,Internet Service Provider (ISP) Software/Hardware Development Call Centers. Medical Transcription.

Designing & Development of wide area Net work. Participating in Software Technology Park. Units having proven track record with rising turnover and profits.

  • Minimum 33% promoter’s contribution and Debt Equity Ratio is 2 : 1.

  • Collateral Security is required to the extent of 100% term loan in form of Immovable property against the cost of hardware & software.

  • The financing would be done under structural/ obligatory route whereby the borrower shall open an escrow account wherein all proceeds received from the customer would be deposited.

  • The repayment period shall not be more than 5 years and the repayment will be in the shape of monthly installments.

  • For loans upto of  Rs. 100.00 lacs,  no financing on land & building shall be provided.

  • For loan above Rs. 100.00 lacs shall be financed to private/public Ltd. and the cost of land & building shall be included for the purpose of financing.

     Loan sanctioned above Rs. 100.00 lacs shall be released only after receipt of
     confirmed orders to the extent of 10 to 15% of projected turnover