Normal Financing Scheme for Fixed Assets

• Equipment Refinance Scheme(ERS)
• Equipment Finance Scheme(EFS)
• Line of Credit

Single Window Scheme(FATL & WCTL)

• Working Capital Term Loan (WCTL)
• Short Term Loan
• Re-sanction of WCTL in Seasonal Industries

Composite Loan Scheme

Seed Capital Scheme from Central Govt./ SIDBI/NEF/MUM

• NEF Scheme
• Mahila Udyam Nidhi Scheme

Financin to Construction Activities

Financing to Entertainment Sector

Financing to Technology Upgradation of Central Govt./SIDBI/RTDM /TUFS/ Tannery Modernization

• RTDM Scheme
• Technolgy Upgradation Scheme for Textile Units
• Tannery Modernization Scheme

Financing Health Care Sector

Financing to IT Sector

Financing to Tourism Sector

Credit Link Capital Subsidy Scheme for Technical Upgradation of SSI Units

Capital Investment Subsidy Scheme for Construction/Expansion/ Modernization of Cold Storage for Horticulture Produce

Financing Assistance to Doctors Under NEF

Abhinav Protshahan Yojna

Marketing Infrastructure Scheme

Regional Offices

Scheme for working capital term loan (WCTL)

This Scheme is meant for small & medium scale industrial units whose net worth is positive and the units which are not financed by UPFC should be in operation preferably for a minimum period of 03 years and should have earned profits in the last financial years.

·   Units which has availed working capital loan from the bank would also be eligible.

·   Maximum limit of Working Capital Term Loan to a Company/Firm is restricted to Rs. 150.00 lacs.

·   Debt Equity Ratio shall normally be less than 1.50 : 1.

    Security Debt ratio should not be less than 1.5 : 1.